Jeevan Umang Policy: Tell that in this scheme you get a fixed income every year after that for whatever time you buy the scheme according to your need.LIC Policy: If you want an annual income of Rs 36,000 till the age of 100, then invest in this scheme of LIC!
LIC Jeevan Umang Policy:
Life Insurance Corporation of India The country’s largest and oldest insurance company Life Insurance Corporation of India has crores of policyholders across the country. The company keeps coming up with schemes from time to time for every section of the country. If you want to secure your old age, then you can avail pension in old age by investing in LIC’s Jeevan Umang Policy.
The special thing about this scheme is that in this you can get the benefit of the policy till the age of 100 years. If you also want to get a return of Rs 36,000 annually in less investment, then you can invest in LIC’s Jeevan Umang Policy. Come, we are giving you information about the details of this policy of LIC-
What is LIC’s Jeevan Umang policy?
Let us tell you that Jeevan Umang policy is a special endowment plan, in which you get insurance cover as well as a fixed income after a few years of investment, which is like a pension. People between the age of 90 days to 55 years can invest in this scheme. If a policy holder dies before the maturity of the policy, then his family members or nominee will get a lump sum amount.
Will get the benefit of tax exemption on investment in the scheme
If you are a salaried person and your income comes in the tax slab, then in such a situation you get a deduction of Rs 1.5 lakh under section 80C of income tax. In this policy, you get a sum assured of Rs 2 lakh. Keep in mind that you can buy this policy for 15 years, 20 years, 25 years and 30 years.
This way you will get a pension of Rs 36,000
Let us tell you that in this scheme, you get a fixed income every year for whatever time you buy the scheme according to your need. You can get this income till the age of 100 years. In this, you get 8% amount of the plan taken on the basis of spiritual practice.
If a person buys this scheme at the age of 26 years with a sum assured of Rs 4.5 lakh for 30 years, then from the 31st year he gets 8% of the invested amount i.e. Rs 36,000 as annual income. This return can be received till the age of 100 years. At the same time, every year’s premium is received lump sum in the 30th year.